Your One-Stop Mortgage & Real Estate Team
Clear, affordable FHA & mortgage solutions tailored to every homebuyer, every budget, and every dream.
01. ABOUT US
Your trusted partner for mortgages, home loan options, and real estate
Our Mission
We aim to guide clients toward easy, affordable homeownership.
Our vision
Empowering every family to confidently reach their dream of owning a home.
02. our capabilities
Comprehensive Mortgage and Real Estate Solutions
01.
Mortgage & Loan Expertise:
We provide expert guidance on FHA, VA, USDA, and conventional loans, along with first-time home buyer loans and refinancing.
02.
Real Estate Guidance & Support:
We help clients buy, sell, and manage real estate with trusted real estate agents, buyer’s agents, and listing agents.
03. OUR Services
We provide FHA, VA, USDA, and conventional loans, first-time home buyer grants, down payment assistance programs, and real estate guidance to simplify your homeownership journey
Your Complete Home Buying Solutions
Mortgage
Expert guidance for every mortgage, including mortgage pre-approval, best mortgage lenders, and refinance my mortgage options.
Conventional Loans
Helping families secure conventional home loans with clear conventional loan requirements, manageable down payments, and competitive mortgage rates today.
FHA Loans
Affordable FHA home loans specifically for first-time buyers with flexible FHA loan requirements, a low down payment, and great credit score options.
VA Loans
Providing veterans with VA home loans, zero-down VA loan options, comprehensive VA loan benefits, and simplified eligibility requirements
Real estate listing agents
Professional real estate listing agents providing home valuation online, marketing, and guidance to sell your home for top dollar.
USDA Loan
USDA loans are specifically designed for rural development home loans in USDA approved areas with very low down payments and strict income limits.
Real estate buyers/agent
Our expert buyer’s agents near you are deeply committed to helping you find ideal homes for sale with confidence and ease, backed by guidance.
Down payment assistance programs
Our professional listing agents provide a free home valuation, marketing, and expert guidance to sell your home for top dollar.
DSCR Loans
We help real estate investors secure DSCR loans with a free property income review, loan strategy, and expert support to maximize approval and cash flow.
Bank Statement Loans
Designed for self-employed borrowers, we offer bank statement loans with a free cash-flow review and personalized guidance—no tax returns required.
Services Areas
02. how we work
4 Easy Steps to Achieve Your Goals
We simplify every step of your mortgage and real estate journey, ensuring clarity, confidence, and support from start to finish
01
Consultation
We discuss goals and review your home loan options.
02
Pre-Approval
We guide your mortgage pre-approval for smoother financing.
03
Selection
Choose the best home or loan program confidently.
04
Closing
We finalize paperwork and complete your home purchase.
04. why choose us
Expertise, Experience, and Personalized Home Solutions
Choose us for reliable mortgage lender near me services, experienced agents, and a seamless, client-focused homeownership journey.
Expert Guidance
Helping you explore home loan options, first-time home buyer loans, and real estate with expertise.
Personalized Solutions
Tailored mortgage and home-buying options, including conventional loan vs FHA advice, to fit every family.
Trusted Support
Providing reliable advice, down payment assistance programs, and assistance throughout your entire home journey.
05. FAQ session
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Need any questions?
Have questions about mortgages, home loans, or real estate? Our expert team is ready to help you today.
asked question
We provide FHA, VA, USDA, and conventional loans for every homebuyer.
Yes, we specialize in first-time homebuyer loans and down payment assistance programs.
Simply contact us to begin pre-approval and receive expert guidance step by step.
Yes, our agents assist with buying, selling, and listing homes efficiently.
Requirements vary by loan type, including credit score, income, and down payment.
get in touch with us
Reach out today to discuss your mortgage lender near me options, best home loan for first-time buyers, and real estate needs with experts.
Call Us Now
(804) 882-2992
Email Us
kjarrell@cmsmtgsolutions.com
Address
Virginia